Our clients are very diverse – ranging from business owners and professionals to retirees and families across different stages of life. Many are affluent, but more importantly, they value thoughtful planning and personalized advice. We do not have a strict minimum asset requirement.
We are primarily fee-based advisors, with the majority of clients utilizing advisory accounts. This structure aligns our success with our clients’ success. All fees are fully transparent and discussed before any engagement. We also offer traditional brokerage accounts when advisory accounts may not be suitable such as muni bond portfolios, brokerage CDs, or buy and hold strategies.
Our process starts with a first meeting to understand your goals and what you’re looking for in an advisor while giving you a clear understanding of how we work. If you engage us as your advisor, we then collect and analyze your financial information, develop a customized strategy, implement recommendations, and provide oversight to make sure your plan is on track.
Yes. As a CERTIFIED FINANCIAL PLANNER® professional, Fred Welch is held to a fiduciary standard. We also act as a fiduciary in our advisory relationships, helping to ensure that all advice and recommendations are made in our clients’ best interests.
Yes, coordinating with your CPA and estate attorney can help make sure that your strategies are aligned and working together in your best interest.